Karla Renee

Owning land has long been part of the American dream, and now it's within your reach. With a lot loan from First Citizens, you can buy land today and build the home of your dreams tomorrow.

With an adjustable-rate mortgage, you get upfront savings on interest, then the rate rises over time. It's a good option for homebuyers who plan to sell or refinance in the near term—for example, if you're planning to relocate for work or upgrade to a larger home when your family grows.

Unless you're an expert, navigating the language used around mortgages can be challenging. This comprehensive glossary of mortgage terms will help you understand many of the common terms you'll hear throughout the mortgage lending process.

Ready to buy a house? Our mortgage bankers are here to help take care of the details, big and small, so you can focus on celebrating the moments that matter most. Watch this video to learn how.

The COVID-19 pandemic kept many of us close to home, with more time to devote to fixing up our living spaces. Explore our infographic and discover new ways to boost home value with these ideas for popular home upgrades on a budget.

You can use a home improvement loan for any improvements to your primary or secondary residence. Most people use home improvement loans to fund projects like remodeling a kitchen, building a deck, replacing a roof or landscaping.

Your brand matters. If you're ready to build your agency's brand into a consistent, compelling force that drives your business, this complete 10-chapter guide will give you the foundation and know-how to get started.

A good digital marketing campaign will drive exposure & leads to your agency. Build a strong social media brand with these quick & easy real estate templates.