Karla Renee

First Citizens Bank • January 3, 2023

CD Laddering: A Flexible Savings Strategy with Good Returns

CD laddering is a solid way to invest in the shorter term and can be a nice addition to your overall savings strategy. It's ideal for those who want FDIC-insured savings, higher interest rates and protection from market risk.

First Citizens Bank • January 1, 2023

Free Checking: No-Fee Checking at First Citizens Bank

Life gets easier with better online banking, especially when it's free. Take advantage of our free checking account and discover all the great benefits it has to offer.

First Citizens Bank • December 31, 2022

Lot Loans and Land Loans at First Citizens Bank

Owning land has long been part of the American dream, and now it's within your reach. With a lot loan from First Citizens, you can buy land today and build the home of your dreams tomorrow.

First Citizens Bank • December 1, 2022

Money Market Accounts at First Citizens Bank

Earn more when you save more with our money market savings account. It's a convenient way to build your savings and reach your goals quicker.

First Citizens Bank • November 30, 2022

Camper and RV Loans at First Citizens Bank

If the open road's calling your name, it may be time to travel. A recreational vehicle, or RV, makes it easy and fun to get away and explore. With more than 10 years of RV financing experience, we're ready to help you get there.

First Citizens Bank • November 1, 2022

Personal Credit Cards at First Citizens Bank

With our newly improved suite of personal credit cards, it's easy to find the most rewarding match for your spending style. Whether you love to travel, earn unlimited cash back or simply build credit, we've got the card for you.

First Citizens Bank • October 31, 2022

Adjustable-Rate Mortgage Loans (ARMs) at First Citizens Bank

With an adjustable-rate mortgage, you get upfront savings on interest, then the rate rises over time. It's a good option for homebuyers who plan to sell or refinance in the near term—for example, if you're planning to relocate for work or upgrade to a larger home when your family grows.

First Citizens Bank • September 30, 2022

Overdraft Prevention: Tools to Take Control of Your Finances

When you have a clear picture of where your money's going, it's easier to plan ahead and make decisions. The tools and services on this page can help you track and manage your funds, so you're always in the loop and up to date.

First Citizens Bank • May 5, 2022

A Breakdown of the 5 Cs of Credit

The 5 Cs of credit provide an important framework for banks' lending decisions. If you're applying for a new credit card or loan for yourself or your business, here's what you should know.

First Citizens Bank • January 28, 2022

Comparing Popular P2P Payment Apps

Venmo, PayPal and Cash App are popular apps for peer-to-peer payments. Peer-to-peer (P2P) payment apps are popular because they're easy to use, convenient and secure. Get a quick overview of these three top P2P apps and how they work.

First Citizens Bank • January 6, 2022

What Is A Digital Wallet? Is It a Secure Way to Pay?

Digital wallet usage is on the rise. If you use a mobile device, a digital wallet can make purchasing more convenient. Could using one be right for you? Explore how digital wallets work and how they can increase payment security.

First Citizens Bank • November 1, 2021

Glossary of Common Mortgage Terms

Unless you're an expert, navigating the language used around mortgages can be challenging. This comprehensive glossary of mortgage terms will help you understand many of the common terms you'll hear throughout the mortgage lending process.

First Citizens Bank • October 18, 2021

What Are Contactless Payments, and Are They Secure?

Contactless payments have become much more common since the pandemic. But what are contactless payments, and are they really a safe and secure way to pay? Now that most new credit cards let you tap to pay, it's a good time to learn.

First Citizens Bank • September 30, 2021

Buying a Home? We're Here to Help [Video]

Ready to buy a house? Our mortgage bankers are here to help take care of the details, big and small, so you can focus on celebrating the moments that matter most. Watch this video to learn how.

First Citizens Bank • July 8, 2021

Reviewing Your Insurance Options: Is an Umbrella Policy Worth It?

Is an umbrella policy worth it for you and your family? Maybe not when you first got your insurance policies, but now's the time to reassess your coverage. Assets tend to naturally increase as your career progresses. Here's how to protect your way of life.

First Citizens Bank • April 8, 2021

How to Increase Home Value With Budget-Friendly Renovations

The COVID-19 pandemic kept many of us close to home, with more time to devote to fixing up our living spaces. Explore our infographic and discover new ways to boost home value with these ideas for popular home upgrades on a budget.

First Citizens Bank • April 1, 2021

6 Financial Lessons Learned From COVID-19

The global COVID-19 pandemic taught many of us important financial lessons for coping with a crisis. Explore our infographic for 6 tips on money management that can help you get through challenging times and thrive in the future.

First Citizens Bank • April 1, 2021

Home Improvement Loans at First Citizens Bank

You can use a home improvement loan for any improvements to your primary or secondary residence. Most people use home improvement loans to fund projects like remodeling a kitchen, building a deck, replacing a roof or landscaping.

First Citizens Bank • March 17, 2021

How We're Responding to COVID-19 at First Citizens

Our commitment to safeguarding your money so you can focus on taking care of yourself and your family hasn't changed with the changing times. We appreciate your flexibility while we've focused on keeping you and our employees safe.

First Citizens Bank • February 12, 2021

Open a New Account at First Citizens Bank

Why choose First Citizens? Because we've been helping families and businesses just like yours make more of their finances for more than 120 years. We've shared their dreams, helped make their budgets work harder and built solid financial plans to last them the rest of their lives.